I am in turmoil right now. I am stressed. And I am not feeling good about it. There are times I want to run away from it all but I love my family too much to do that. It would be nice to cast responsibilities in the wind but then it only works so long. Eventually I have to face whatever is bugging me and then go on with life. I sometimes feel like the most horrible person on Earth but then compared to how other people react to the problems I have some will probably think I am very good. Pardon me for my rambling and nonsense tirade. I just want to vent to keep my sanity. I am hoping the New Year will bring me and my family good luck and happiness. And a solution to the problems bugging us.

The husband and I decided to get him a prepaid credit card to help him build his credit back up. About two years ago his credit score went down because of financial problems we went through and although we have been slowly paying off debts, it still needs a little boost. And we thought this can be done through prepaid cards. Hopefully it will work as time progress. So I am left to the task of looking for banks which offers just the thing we need. I did not think it was this hard to look for one. I mean I have been everywhere, even read on about virtual credit cards which is totally different from what I was looking for and yet I have only found one bank so far which offers what we want. It would have been better if we have choices just in case we get denied. I hope to find more banks which offers pre paid cards tomorrow. I don’t want to disappoint him. I know he probably knows what to look for but he is stubborn and wants me to do it so here I am. It does not help that the little man is all over me trying to get me to play basketball with him. I have tried saying no to him but he still comes to me so I had to make a few baskets then come back and do more search. Talk about multi-tasking. Anyway, I might have to ask a friend since the last time we talked she did mention something about her and her husband having prepaid cards. If she can tell me where she got the card from then we might be able to swing an application for the husband from that bank. I really want this done so his credit score will be back to normal again.

I made a post about my niece asking me a cellphone I have promised her years ago. And I thought I might be able to give it to her this Christmas but the way our finances is looking I might not be able to. I am sad but what can I do? Our needs here comes first. Good thing I have not promised her when to give the present, just that I will eventually. Perhaps in a few weeks when I get enough money build up on my Paypal account. Maybe earlier if Santa realizes that I have been good this year and so will give my niece her wish for me, lol. It is sad sometimes how I don’t deliver on time but then like I said, I do have to prioritize us. Anyway, I am glad I already gave my mom her advanced Christmas present which only leaves dad and my brother’s family. I really have to work hard these days

A few years ago I made a promise to my niece that if she will graduate from college I will give her a present. A cell phone, no less! My niece was in grade school then and I have long forgotten that promise until the other day when I was talking to my parents and my mom said she was asked (by the niece) to remind me of the promise I made. She said I should know what it was and I did not have a clue. Sometimes it is easier to forget a promise especially when it was made years ago, lol. Well, she graduated from college last March and probably been waiting for Aunt J to give her the gift and I totally forgot about it. I promised (again) when I have the money I will send the money so she can have her phone. She is not asking for something expensive (thank goodness!) just something reliable. I think she deserves it too for graduating Cum Laude and passing the licensure exam for teachers recently. Yes, we share smart genes, lol. I hope to save enough money so I can also give a little something for my parents for Christmas.